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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Everything You've Ever Wondered About Roundabouts

There was once a time when roundabouts were all but absent from American roadways. But over the past decade or so, these circular intersections have seemed to pop up everywhere, from small rural towns to bustling urban centers.This has left many drivers wondering: why are there so many new roundabouts, and why are they replacing tried-and-true stoplights?To help answer these questions—and more—here’s everything you’ve ever...

Six Flammable Foods

Flour may seem harmless, but many people don’t realize that it has a hot temper. Under certain conditions, foods like flour are highly flammable and can result in fiery kitchen situations.Combustible foods are part of the reason why cooking is the leading cause of home fires in the United States, and the leading cause of all residential building fires and injuries according to the U.S....

How to Determine the Right Amount of Coverage Needed

Life insurance – everyone needs it, but how much coverage do you need? Every individual has a unique situation and choosing the amount of coverage requires calculating specific factors. These include the financial obligations that would be left should you suddenly pass away, including: Income replacement: Your loved ones can be left in a dangerous financial condition without the income you bring to the family....

How Should I Budget for Business Insurance?

Your business insurance should cover every possible risk for your operation. It may surprise you that as a basic calculation, the entire range of business insurances, including commercial liability, commercial property insurance, health insurance for employees, workers’ compensation, and other insurances should be budgeted at about 20 to 30 percent of expected gross sales. Smaller businesses can expect to budget far less. Every industry, and...

How to Remove Oil Stains from Your Driveway

It’s a situation that eventually irritates most homeowners: motor oil stains on the driveway. Whether it’s caused by worn seals, roadway mishaps or clumsy upkeep, even the most meticulously maintained vehicle can wind up depositing that dark, gooey gunk right in front of your proud home.A Labor of Love Given the attention and care we put into maintaining our homes – more than 10 hours...